Commercial Insurance
Comprehensive Business Insurance for Every Industry
From general liability to workers' compensation, we provide comprehensive commercial coverage across Florida and 20+ states. We shop 30+ A-rated carriers to find you the best protection at competitive rates.
Commercial Insurance Coverages
Every business faces unique risks. Explore our core commercial insurance products and find the coverage your company needs.
General Liability
Third-party bodily injury, property damage, and advertising injury claims.
Explore General Liability coverageCommercial Property
Building, equipment, inventory, and business personal property protection.
Explore Commercial Property coverageBusiness Owner's Policy (BOP)
GL + property bundled at a discount. Ideal for small to mid-sized businesses.
Explore Business Owner's Policy (BOP) coverageBusiness Income
Lost revenue and expenses when your business can't operate due to a covered loss.
Explore Business Income coverageWorkers' Compensation
Medical expenses and lost wages for employees injured on the job.
Explore Workers' Compensation coverageCommercial Auto
Vehicles used for business — owned, leased, hired, and non-owned autos.
Explore Commercial Auto coverageCommercial Umbrella
Excess liability above your primary policies for catastrophic claims.
Explore Commercial Umbrella coverageExcess Liability
Additional limits stacking above your primary GL, auto, and employers' liability.
Explore Excess Liability coverageProfessional Liability
Defends against negligence and errors in professional services.
Explore Professional Liability coverageErrors & Omissions (E&O)
Financial losses from professional mistakes, missed deadlines, or failure to perform.
Explore Errors & Omissions (E&O) coverageCyber Liability
Data breaches, ransomware, and digital threats.
Explore Cyber Liability coverageDirectors & Officers (D&O)
Management liability for directors and officers against shareholder and regulatory claims.
Explore Directors & Officers (D&O) coverageEmployment Practices (EPLI)
Discrimination, wrongful termination, harassment, and retaliation claims.
Explore Employment Practices (EPLI) coverageFiduciary Liability
Protects fiduciaries managing employee benefit plans (401k, health, pension).
Explore Fiduciary Liability coverageInland Marine
Tools, equipment, and property in transit or at temporary job sites.
Explore Inland Marine coverageTools & Equipment
Theft and damage coverage for hand tools, power tools, and portable equipment.
Explore Tools & Equipment coverageInstallation Floater
Materials and fixtures during transit, storage, and installation at customer sites.
Explore Installation Floater coverageEquipment Breakdown
Mechanical and electrical failure of HVAC, refrigeration, and business equipment.
Explore Equipment Breakdown coverageCommercial Crime
Employee theft, embezzlement, forgery, computer fraud, and social engineering.
Explore Commercial Crime coverageProduct Liability
Claims from defective products — design, manufacturing, or labeling.
Explore Product Liability coverageCommercial Flood
NFIP and private flood options for buildings and contents — normally not covered by commercial property policies.
Explore Commercial Flood coverageLiquor Liability
Protects bars, restaurants, and event venues from claims tied to alcohol-related incidents.
Explore Liquor Liability coverageSurety Bonds
Performance, payment, and bid bonds for contractors and businesses.
Explore Surety Bonds coverageContractor Bonds
Construction surety — performance and payment bonds for project contracts.
Explore Contractor Bonds coverageLicense & Permit Bonds
Compliance bonds required for business licensing and permits.
Explore License & Permit Bonds coverageWhy Businesses Choose Us
30+ A-Rated Carriers
We compare quotes from top-rated carriers to find the best coverage at the right price.
Bilingual Advisors
English and Spanish-speaking advisors who understand your business and your community.
18 Years of Experience
Since 2008, we've protected thousands of businesses across 20+ states from our Orlando headquarters.
Not Sure What Coverage You Need?
Our advisors will review your business risks and recommend the right commercial insurance package — no obligation.
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