Commercial Insurance
From general liability to workers' compensation, we provide comprehensive commercial coverage across Florida and 20+ states. We shop 30+ A-rated carriers to find you the best protection at competitive rates.
Every business faces unique risks. Explore our core commercial insurance products and find the coverage your company needs.
Third-party bodily injury, property damage, and advertising injury claims.
Explore General Liability coverageBuilding, equipment, inventory, and business personal property protection.
Explore Commercial Property coverageGL + property bundled at a discount. Ideal for small to mid-sized businesses.
Explore Business Owner's Policy (BOP) coverageLost revenue and expenses when your business can't operate due to a covered loss.
Explore Business Income coverageMedical expenses and lost wages for employees injured on the job.
Explore Workers' Compensation coverageVehicles used for business — owned, leased, hired, and non-owned autos.
Explore Commercial Auto coverageExcess liability above your primary policies for catastrophic claims.
Explore Commercial Umbrella coverageAdditional limits stacking above your primary GL, auto, and employers' liability.
Explore Excess Liability coverageDefends against negligence and errors in professional services.
Explore Professional Liability coverageData breaches, ransomware, and digital threats.
Explore Cyber Liability coverageManagement liability for directors and officers against shareholder and regulatory claims.
Explore Directors & Officers (D&O) coverageDiscrimination, wrongful termination, harassment, and retaliation claims.
Explore Employment Practices (EPLI) coverageProtects fiduciaries managing employee benefit plans (401k, health, pension).
Explore Fiduciary Liability coverageTools, equipment, and property in transit or at temporary job sites.
Explore Inland Marine coverageTheft and damage coverage for hand tools, power tools, and portable equipment.
Explore Tools & Equipment coverageMaterials and fixtures during transit, storage, and installation at customer sites.
Explore Installation Floater coverageMechanical and electrical failure of HVAC, refrigeration, and business equipment.
Explore Equipment Breakdown coverageEmployee theft, embezzlement, forgery, computer fraud, and social engineering.
Explore Commercial Crime coverageClaims from defective products — design, manufacturing, or labeling.
Explore Product Liability coverageNFIP and private flood options for buildings and contents — normally not covered by commercial property policies.
Explore Commercial Flood coverageProtects bars, restaurants, and event venues from claims tied to alcohol-related incidents.
Explore Liquor Liability coveragePerformance, payment, and bid bonds for contractors and businesses.
Explore Surety Bonds coverageConstruction surety — performance and payment bonds for project contracts.
Explore Contractor Bonds coverageCompliance bonds required for business licensing and permits.
Explore License & Permit Bonds coverageWe compare quotes from top-rated carriers to find the best coverage at the right price.
English and Spanish-speaking advisors who understand your business and your community.
Since 2008, we've protected thousands of businesses across 20+ states from our Orlando headquarters.
Most businesses combine several policies. Find your situation below to see which coverages usually apply, then request one quote for all of them.
Job-site work usually starts with general liability for third-party injury or property damage claims. Workers’ comp requirements depend on your state, trade and workforce. Trucks, vans and tools on the job are insured separately.
If you lease or own a location with equipment or inventory, a Business Owners Policy can combine liability and property for eligible businesses. Employees add workers' comp; serving alcohol needs its own review.
Tell your agent how each vehicle is used. Personal auto coverage may exclude delivery or other commercial operations, so business use needs a coverage review. For-hire freight under DOT/MC authority needs a review of trucking, cargo and filing requirements.
Advice, design or professional services create claims general liability does not cover. Professional liability (E&O) and cyber are the usual additions; growing teams also review employment practices.
Our advisors will review your business risks and recommend the right commercial insurance package — no obligation.
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