Protecting your home means preparing for the risks specific to your region — hurricanes in Florida, tornadoes in Texas, severe storms across the Southeast. Our agency compares homeowners policies from multiple carriers across 20+ states to find you comprehensive coverage at competitive rates.
Every homeowner needs homeowners insurance. Mortgage lenders require it, and even if your home is paid off, going without coverage — especially in hurricane-prone or severe weather regions — is an extreme financial risk.
Rates vary significantly by state and location. States like Florida and Louisiana have the highest rates ($4,000–$6,000+/year) due to hurricane risk, while other states average $1,500–$3,000. We compare multiple carriers across 20+ states to find you the best available rate.
Yes, but typically with a separate hurricane/wind deductible (2–5% of dwelling coverage in hurricane-prone states). Flood damage is NOT covered — you need a separate flood policy. Wind mitigation inspections can significantly reduce your premium.
A wind mitigation inspection documents hurricane-resistant features in your home (roof-to-wall connections, shutters, roof shape, etc.) and can save you 20–45% on your premium in states like Florida. We highly recommend getting one before your policy renews.
Get a free quote or call (321) 206-8035.