Contractor bonds are the backbone of the construction bonding market. Government projects (federal, state, and municipal) require performance and payment bonds on virtually all contracts over $150,000–$250,000. Many private owners and GCs require them too. If you're a contractor who wants to bid on larger projects, grow your capacity, or meet owner requirements, you need a surety relationship. Our agency connects contractors with surety companies and helps build your bonding capacity over time.
General contractors, specialty subcontractors, electrical contractors, plumbing contractors, HVAC contractors, concrete contractors, road and bridge builders, and any construction business that bids on government or bonded private projects.
Submit your financial statements (preferably CPA-prepared), personal financial statement, work-in-progress schedule, and business resume. We submit to multiple sureties to find the best fit. New contractors can start with the SBA surety bond guarantee program, which requires less financial history.
Your bonding capacity depends on your working capital, equity, credit, and track record. New contractors might qualify for $100,000–$500,000 initially. Established contractors with strong financials can access $5M–$50M+ in single-project and aggregate bonding capacity.
Simple bid bonds can be issued same-day. Performance and payment bonds for standard projects take 1–5 business days once financial information is submitted. Complex or large projects may take longer for surety underwriting.
Get a free quote or call (321) 206-8035.