Professional liability insurance — also known as Errors & Omissions (E&O) — protects your business against claims of negligence, mistakes, or failure to deliver professional services as promised. If a client alleges your work caused them financial harm, E&O covers your legal defense and settlements.
Consultants, accountants, architects, engineers, IT professionals, real estate agents, insurance agents, attorneys, marketing agencies, and any business that provides professional advice or services. Many client contracts and licensing boards require E&O coverage.
General liability covers bodily injury and property damage claims. Professional liability (E&O) covers financial harm from professional mistakes, advice errors, or service failures. Most businesses need both.
Most professionals pay $500–$3,000/year for $1M E&O coverage. High-risk fields like legal, medical, or financial services may pay more. We compare multiple carriers to find competitive rates.
Get a free quote or call (321) 206-8035.