A personal umbrella policy provides an extra layer of liability protection above your auto and homeowners insurance. If a major accident or lawsuit exceeds your underlying policy limits, your umbrella kicks in — protecting your savings, investments, and future income from being wiped out by a single claim.
Families with assets to protect, homeowners, anyone with a pool or trampoline, dog owners, landlords, and anyone whose lifestyle or net worth creates significant liability exposure. It's especially important if you have teen drivers.
$1M in umbrella coverage typically costs $200–$500/year — one of the best values in insurance. Each additional million usually adds $75–$150/year.
Yes. A serious car accident, dog bite, or pool accident can easily exceed even generous auto/home limits. A $1M umbrella costs pennies per day and protects your family's financial future.
Get a free quote or call (321) 206-8035.