(321) 206-8035
Garzor Insurance
New Carrier Services

Start Your Trucking Business the Right Way

From incorporation to insurance, we handle every step of getting your trucking authority — so you can focus on driving, not paperwork. Serving new carriers in Florida and 20+ states.

Powered by our partnerOrlandoTruckingPermits.com — Orlando's trusted trucking compliance specialists

How We Get You on the Road

Our 5-step process takes you from zero to fully compliant motor carrier — typically in 4–6 weeks.

1

Business Formation

We incorporate your trucking company — LLC, Corporation, or Sole Proprietorship — and obtain your EIN from the IRS so you're legally ready to operate.

2

USDOT Number Registration

We register your company with the FMCSA and obtain your USDOT number, required for all commercial vehicles over 10,001 lbs or hauling hazmat.

3

MC Authority Application

If you're operating for-hire (carrying freight for compensation), we file your MC (Motor Carrier) authority application with the FMCSA.

4

BOC-3 Filing

We designate process agents in every state through a BOC-3 filing — a federal requirement before your authority can become active.

5

Insurance from Day One

We secure your required insurance (liability, cargo, physical damage) and file proof with the FMCSA so your authority activates without delays.

Everything You Need — One Agency

Stop juggling multiple vendors. We bundle compliance, formation, and insurance into one streamlined package.

LLC or Corporation formation
EIN (Tax ID) from the IRS
USDOT Number registration
MC Authority application
BOC-3 process agent filing
UCR (Unified Carrier Registration)
IFTA decal guidance (if applicable)
MCS-150 filing assistance
Drug & Alcohol Consortium enrollment guidance
Commercial auto liability insurance
Cargo insurance
Physical damage coverage
General liability & other coverages as needed

Who Is This For?

First-Time Owner-Operators

Buying your first truck and need to set up your own authority instead of leasing on.

Fleet Startups

Launching a trucking company with multiple units and need full compliance from day one.

Drivers Going Independent

Currently working for a carrier but ready to run under your own MC authority.

Existing Carriers Expanding

Adding new authority types (broker, freight forwarder) or expanding to new states.

Frequently Asked Questions

How long does it take to get my authority active?
The FMCSA typically takes 4–6 weeks to grant operating authority after application. We start your insurance process in parallel so there are no delays once it's approved.
Do I need an MC number if I only haul my own goods?
No. If you only carry your own property (private carrier), you only need a USDOT number. An MC number is required for for-hire carriers transporting freight for others.
Can I start driving before my authority is active?
You cannot operate for-hire until your MC authority is active. However, you can use this waiting period to secure insurance, set up compliance systems, and prepare your vehicles.
What insurance do I need before my authority is granted?
At minimum, you need $750,000 in auto liability (or $1M/$5M for hazmat). We also recommend cargo insurance and physical damage coverage. We file proof of insurance with the FMCSA on your behalf.
What is a BOC-3 filing?
A BOC-3 designates a process agent (someone who can accept legal documents) in every state where you operate. It's a federal requirement — your authority won't activate without it.
Do you handle everything or do I need to do some steps myself?
We handle the entire process end-to-end — from incorporation to insurance filing. You just provide your information and sign where needed.

Ready to Get Your Authority?

Call us or fill out our quote form — we'll walk you through every step, explain the costs, and get you rolling fast.

In partnership with OrlandoTruckingPermits.com