Renters Insurance — Affordable Protection for Your Belongings

Renters insurance is one of the most affordable and valuable insurance products available. For as little as $15–$30/month, it protects your personal belongings, provides liability coverage, and pays for temporary housing if your rental becomes uninhabitable. Your landlord's insurance does NOT cover your stuff — no matter what state you're in.

Coverages we place

Who needs this coverage

Anyone renting an apartment, condo, townhome, or house. Your landlord's insurance covers the building but NOT your personal belongings or your liability. Many landlords now require proof of renters insurance.

What drives your premium

Common exclusions

Frequently asked questions

How much does renters insurance cost?

Most renters pay $15–$35/month for $30,000–$50,000 in personal property coverage with $100,000 liability. Bundling with auto saves an additional 5–15%.

What does renters insurance NOT cover?

Renters insurance does not cover flood damage, your roommate's property (unless they're on the policy), or business equipment. Flood insurance is separate and highly recommended in flood-prone areas.

Related coverage

Get a free quote or call (321) 206-8035.