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Garzor Insurance

Terms & Conditions

Effective Date: January 1, 2025

Welcome to Garzor Insurance. By accessing this website or submitting your information, you agree to the following terms.

1. Services Provided

Garzor Insurance is an insurance agency that provides quotes, comparisons, and advisory services for commercial insurance products.

We do not guarantee coverage approval, pricing, or carrier availability. All quotes are subject to underwriting and carrier guidelines.

2. No Guarantee of Coverage

Submitting information does not guarantee:

  • Insurance approval
  • Specific pricing
  • Eligibility for coverage

Final decisions are made by insurance carriers.

3. User Responsibility

You agree to provide accurate and complete information. Providing incorrect or incomplete data may result in:

  • Inaccurate quotes
  • Denial of coverage
  • Policy cancellation

4. Communication Consent

By submitting your information, you agree to be contacted by Garzor Insurance via:

  • Phone
  • Email
  • SMS

These communications are related to your insurance inquiry.

5. No Professional Advice Guarantee

Information on this website is for general informational purposes only. It does not constitute legal, financial, or insurance advice.

6. Third-Party Services

We may work with third-party carriers and partners. We are not responsible for their decisions, policies, or actions.

7. Limitation of Liability

Garzor Insurance is not liable for:

  • Losses resulting from reliance on website content
  • Decisions made by insurance carriers
  • Delays or errors in third-party processing

8. Website Use

You agree not to misuse this website or attempt to:

  • Access restricted systems
  • Disrupt functionality
  • Submit fraudulent information

9. Modifications

We may update these terms at any time. Continued use of the website constitutes acceptance of changes.

10. Contact

Garzor Insurance

Email: info@garzorinsurance.com

Phone: (407) 300-1078

Website: garzorinsurance.com