Amazon DSP Insurance for Delivery Service Partners
Running an Amazon DSP (Delivery Service Partner) business means managing a fleet of delivery vans, hiring drivers, meeting Amazon's strict performance metrics — and carrying the right insurance. Amazon requires specific coverage types and limits, and finding carriers who understand the DSP model isn't always easy. Our agency specializes in Amazon DSP programs and can build a coverage package that meets Amazon's requirements at competitive rates.
Coverages we place
- Commercial auto liability meeting Amazon's required limits
- Physical damage on Amazon-branded or DSP-owned delivery vans
- Hired and non-owned auto for contractor-supplied vehicles
- Workers' compensation for DSP employees (required by Amazon)
- General liability for operations and delivery interactions
- Umbrella/excess liability for higher Amazon-required limits
- Cargo coverage for Amazon packages in transit
- Employment practices liability (EPLI) for DSP employers
Who needs this coverage
Amazon Delivery Service Partner (DSP) owners and operators. Whether you're launching a new DSP or scaling an existing operation, you need insurance that meets Amazon's contractual requirements and protects your business as an independent operator.
What drives your premium
- Fleet size (number of delivery vans)
- Number of drivers and their MVR records
- Operating region and delivery zone density
- Amazon's required minimum coverage limits
- Workers' comp payroll and classifications
- Claims history and safety performance
- Whether vans are leased from Amazon or independently owned
Common exclusions
- Amazon's own liability (Amazon carries primary liability on some claims)
- Non-delivery use of DSP vehicles
- Driver actions outside of authorized delivery routes
- Vehicles not registered under the DSP operation
- Intentional acts and criminal conduct
Frequently asked questions
What insurance does Amazon require for DSP owners?
Amazon requires commercial auto liability (typically $1M), general liability ($1M/$2M), workers' compensation (per state law), umbrella/excess liability ($5M+), and hired/non-owned auto. Exact requirements vary and may change — we stay current with Amazon's latest insurance standards.
How much does Amazon DSP insurance cost?
Total DSP insurance packages typically cost $3,000–$6,000 per van per year, depending on fleet size, driver records, and state. Workers' comp adds another $1,500–$4,000+ per employee annually. Multi-van fleet discounts and clean safety records lower costs significantly.
Can I start a DSP with a new business?
Yes. Amazon accepts new ventures for the DSP program, and we work with carriers who insure new DSP operations. Expect higher initial rates that decrease as you build a clean claims history and demonstrate strong safety performance metrics.
Does Amazon provide any insurance for DSPs?
Amazon provides some occupational accident coverage and may offer primary auto liability on certain claims, but as an independent business owner, you're responsible for carrying your own commercial auto, GL, workers' comp, and umbrella coverage. Don't rely on Amazon's coverage alone.
Related coverage
Get a free quote or call (321) 206-8035.