Logistics & Supply Chain Insurance
Logistics companies manage complex supply chains with multiple risk touchpoints — warehouse operations, cargo in transit, freight brokerage, and third-party liabilities. Our logistics insurance programs cover every link in the chain.
Coverages we place
- Warehouse legal liability for stored goods
- Cargo insurance for goods in transit under your care
- Freight broker surety bond (BMC-84)
- General liability for facility operations
- Commercial auto for company vehicles
- Workers' comp for warehouse and office staff
- Cyber liability for supply chain management systems
- Errors & omissions for logistics services
Who needs this coverage
Third-party logistics providers (3PLs), freight brokers, warehouse operators, fulfillment centers, distribution companies, and supply chain management firms.
What drives your premium
- Annual revenue and cargo values handled
- Warehouse square footage and storage type
- Number of shipments brokered or managed
- Temperature-controlled storage requirements
- Customer contract requirements and limits
Common exclusions
- Losses from undisclosed hazardous materials
- Damage due to inadequate packaging by shipper
- Mysterious disappearance without evidence of theft
- Acts of war or terrorism
- Nuclear, chemical, or biological contamination
Frequently asked questions
Do freight brokers need insurance?
Yes. Freight brokers need a $75,000 BMC-84 surety bond or trust fund agreement. We also recommend contingent cargo insurance and errors & omissions coverage.
What is warehouse legal liability?
It covers goods in your warehouse that are damaged or destroyed by covered perils like fire, theft, or water damage. It's different from your building property insurance.
Does cargo insurance cover the full value of goods?
Cargo policies have per-shipment and aggregate limits. We'll structure your limits based on the maximum cargo value you handle to ensure adequate coverage.
Related coverage
Get a free quote or call (321) 206-8035.