Trucking insurance is specialized commercial coverage designed for motor carriers operating under FMCSA authority. Whether you run a single truck or a large fleet, we provide comprehensive trucking coverage that meets federal and state requirements while keeping your rates competitive.
Any motor carrier with FMCSA operating authority — whether you're an owner-operator, small fleet, or large carrier. If you have a DOT number and MC number, you need specialized trucking insurance, not standard commercial auto.
New venture truckers typically pay $12,000–$20,000+ per truck per year. Experienced carriers with 2+ years of clean authority can pay $8,000–$14,000. We shop 15+ trucking carriers to find the best rate for your operation.
Yes. We specialize in new venture trucking. While rates are higher for new authorities, we work with carriers that specifically accept new ventures and help you build a coverage history.
For many interstate for-hire property carriers hauling general, non-hazardous freight in vehicles of 10,001 lbs or more, the federal minimum is generally $750,000. Hazardous materials, certain commodities and passenger operations carry higher federal minimums (commonly $1,000,000 to $5,000,000). Separately, many brokers, shippers and contracts require $1,000,000 of auto liability regardless of commodity. Requirements vary by operation, weight, commodity, state and contract.
Trucking insurance is specifically designed for motor carriers with FMCSA authority and includes coverages like cargo, bobtail, and trailer interchange that standard commercial auto doesn't offer. If you have a DOT number, you need trucking insurance.
Get a free quote or call (321) 206-8035.