Commercial InsuranceMade Simple.
Business and personal insurance for entrepreneurs, families, and individuals. Trucking, auto, home, commercial — covered across 20+ states from our Florida headquarters.
Why Garzor Insurance?
Quotes in Minutes
Not days — get competitive rates fast from 17+ carriers
4.9/5 Google Rating
Trusted by 1,200+ business owners across 20+ states
Full Coverage
Trucking, commercial auto, GL, workers' comp & more
Bilingual Advisors
English & Spanish support — call, text, or WhatsApp
No obligation · Response within 24 hours
What We Cover
Business & Personal Insurance Solutions
From trucking fleets to family homes, we match you with the right coverage from 17+ A-rated carriers across 20+ states.
Commercial Insurance
Comprehensive business coverage including general liability, property, BOP, workers' comp, and more.
Learn more about Commercial InsuranceTrucking & Transportation
Specialized coverage for owner-operators, fleets, NEMT, freight brokers, and logistics companies.
Learn more about Trucking & TransportationConstruction & Trades
Protect your contracting business with GL, workers' comp, inland marine, and contractor bonds.
Learn more about Construction & TradesProfessional Liability
E&O, cyber liability, D&O, and employment practices coverage for professionals and firms.
Learn more about Professional LiabilityReal Estate & Property
Coverage for investors, property managers, and commercial real estate operations.
Learn more about Real Estate & PropertyHealthcare & Medical
Specialized insurance for medical offices, healthcare providers, and wellness businesses.
Learn more about Healthcare & MedicalAuto Insurance
Personal auto coverage, SR-22 filings, multi-car discounts, and rideshare insurance across 20+ states.
Learn more about Auto InsuranceHomeowners Insurance
Protect your home, condo, or rental property with comprehensive coverage including flood and umbrella.
Learn more about Homeowners InsuranceMost Requested
Popular Commercial Coverage
The coverages our team quotes most often across trucking, delivery, medical transport and hospitality.
Hot Shot Trucking Insurance
Expedited freight, flatbed & gooseneck coverage
Get a quoteNEMT Insurance
Medicaid, Modivcare & Uber Health compliant
Get a quoteCargo Van Insurance
Sprinter, Transit & ProMaster commercial coverage
Get a quoteAmazon Flex Driver Insurance
Commercial gap coverage from $50/month
Get a quoteSmall Fleet Insurance
3–10 vehicle fleet programs with per-unit discounts
Get a quoteDump Truck Insurance
Sand, gravel & construction hauling with pollution liability
Get a quoteCourier Insurance
Same-day delivery, medical courier & document runs
Get a quoteRestaurant Insurance
GL, workers' comp & property for full-service restaurants
Get a quoteTrusted by 1,200+ Business Owners
One of the highest-rated commercial insurance agencies on Google
See all 1,217 Google Reviews"Since day 1 Garzor's staff have delivered A+ service. They found me the best rates for my fleet and handled all the FMCSA filings. Highly recommend!"
Ricardo R.
Trucking Company Owner · Google
"I really appreciate going to a place of business and having such an experience. The staff is professional, knowledgeable, and truly cares about finding the right coverage."
Richard W.
Business Owner · Google
"Garzor saved us over $4,000 on our commercial package. They shopped 10+ carriers and found exactly what we needed. The bilingual team made everything seamless."
Jennifer L.
Contractor · Google
"Best insurance agency for trucking. They understand commercial vehicles better than anyone. Got my policy same-day and the price was unbeatable."
Luis G.
Box Truck Operator · Google
"I manage 15+ rental properties and Garzor handles all my insurance. One call, everything covered. They always find competitive rates and respond fast."
Patricia M.
Property Manager · Google
"Mariana and her team went above and beyond to get my restaurant fully covered — GL, property, liquor liability, workers' comp. All under one roof. Incredible service."
David C.
Restaurant Owner · Google
"As a small business owner, finding the right insurance felt overwhelming. Garzor made it simple, explained everything in Spanish, and saved me money. Five stars!"
Sandra T.
Cleaning Business Owner · Google
"Professional, fast, and they understand contractor insurance inside and out. COIs delivered same-day so I never lose a contract. Best agency I've worked with."
Michael H.
General Contractor · Google
We Partner With 25+ A-Rated Insurance Carriers
Multi-State Coverage
Licensed Across 20+ States
Headquartered in Orlando, Florida — with commercial insurance solutions expanding coast to coast.
Florida
HQ — Deepest Market
Texas
Major Market
Georgia
Growing
North Carolina
Growing
South Carolina
Active
Ohio
Active
Ready to Protect Your Business?
Get a free, no-obligation quote in minutes. Our bilingual advisors are ready to find you the best coverage at the best price.
Quotes in Minutes
Not days or weeks
17+ A-Rated Carriers
Best rates guaranteed
Bilingual Support
English & Spanish