FLORIDA/TEXAS—As we prepare for an amazing holiday season, moving away from the issues that have been affecting our businesses during the past couple of years, let’s get ready to sell. Let’s move our inventory, it’s time to recover and make money!

Business owners across the nation have prepared for an exceptional season, that involves progress in every step. Direct contact with customers, less delays in merchandise stocks, a strong desire to leave behind the feeling of crisis and get on board with the success program.

Texas had their share with the ice storm a couple of years ago, Florida was hit hard by a hurricane this year, and many businesses found relieve in their insurance investments, as possibly one of the most important decisions at times like this. Many learned the importance of finding the right product when it comes to insurance and the extent of coverage that is required when uncertainty arises during these very unexpected events.

Businesses must be protected throughout the entire year, no matter the size of your operations. The difference between thriving and going out of business amidst adversity, relies on planning financially. In other words, you invest in protecting your livelihood, and those that depend on you. Your employees, and their families are counting on you as their champion this holiday season and always.

Those are just a few of the reasons why discussing your insurance options with an agent is paramount. Your employees, your property, and your vehicles are always at risk because an accident can happen any time. Then comes your investment in equipment, store merchandise, and services sold by your business. You must protect those against accidents, theft, vandalism, and many other risks.

Business insurance protects you from the unexpected costs of running a business. Accidents, natural disasters, and lawsuits could run you out of business if you’re not protected with the right insurance.

The following are 4 steps to buy business insurance:

1. Assess your risks. Think about what kind of accidents, natural disasters, or lawsuits could damage your business. For example, if your business is located in a commercial area that is at risk from seasonal events such as fire or hail storms, commercial property insurance will help protect against loss.
2. A good trusted agent makes a big difference. Commercial insurance agents can help you find policies that match your business needs. It is important to find a licensed local agent that’s interested in your needs as much as his or her own.
3. Compare insurance products. Prices and benefits can vary significantly. You should compare rates, terms, and benefits for insurance offers from different insurance providers. 
4. Re-assess every year. As your business grows, so do your liabilities. If you have purchased or replaced equipment or expanded operations, you should contact your insurance agent to discuss changes in your business and how they affect your coverage.

At Garzor Insurance we care about your business and we offer insurance coverage from over 20 insurance carriers. Our experienced professionals are dedicated to providing commercial insurance in Florida as well as Texas, and now many other states across the U.S. If you also have questions about truck or other commercial vehicles insurance, or any other business insurance aspects, please do not hesitate to visit us online at Garzor Insurance, or you may want to call us directly at (321) 206-8035. 

Vannessa Castellanos

Licensed Insurance Agent